Parish Lending sprouted in West Baton Rouge under the iconic Brusly Oak. The history and “feeling of home and comfort” were crucial in the development of a company committed to helping get their clients home.
Parish Lending is a local mortgage broker in Louisiana. We serve as an intermediary between clients and lenders. Whether a potential borrower is buying a new home or refinancing, a broker gathers loan options from various lenders for the borrower to consider, while qualifying the borrower for a mortgage. As your mortgage broker, we also gather income, asset, and employment documentation; a credit report; and other information for assessing the borrower’s ability to secure financing.
We shop for your best-fit loan product/interest rate with multiple lenders on just one credit pull. It’s like having a personal shopping assistant for your mortgage to take the headache right out of it. We have a fiduciary obligation to help our clients consider all of the options available. The differentiating factor between Parish and other lenders is that we know that price/cost matters. It matters what your interest rate is and it’s NOT worth paying more over the life of your loan to work with a lender with a monumental advertising budget built on the fees paid by your peers. Instead, I’ll work with a wholesale lender and originate your loan at the best rate available. It’s a beautiful arrangement.