It all starts with you. We’ll focus on getting you the perfect loan to fit your needs while guiding you through our simple mortgage process.
Our Process
Step 1: Apply & Gather Financials
MILESTONES
Credit pulled
Document verification
Set a price range
Compare loan options
Decide on a down payment
Get pre-qualified
Get your loan estimate
Intent to proceed
Step 2: APPRAISE & VERIFY PROPERTY
An independent professional will need to appraise the property and there will be a legal search on the property title. Our team will coordinate all of this for you.
MILESTONES
Loan approval
Lock a rate
Order title insurance
STEP 3: PROCESSING & UNDERWRITING
Our team will review your loan and any other documents while working through any questions before making a decision. You can track your loan’s progress through every step and we’ll stay in communication the entire time through text, email or phone call.
MILESTONES
Property appraisals
Property inspection
Title search
STEP 4: CLOSING
We will send your closing documents via email for you to review days in advance. On closing day, you can sign most of your documents online through a smartphone, computer or tablet, which significantly speeds up the process. After a few clicks, you’ll be ready to close and celebrate your new home.
MILESTONES
Receive closing disclosure
Closing costs and cash needed to close (if necessary)
Schedule closing