If I pay $5,000 more for the house of my dreams, how much will it increase my Monthly Payment?
Wondering what that extra $5,000 on your home’s price tag really costs per month? Use our interactive calculator to see your payment increase and make smart home-buying decisions.
Simple Guide for Homebuyers with Low Credit History
Buying a home with low credit is possible—if you know where to look. Learn how Parish Lending helps buyers with low scores get approved.
How Much Can I Afford?
Determine your mortgage affordability in Louisiana with this comprehensive guide, featuring insights from top housing authorities.
Making an Offer on a Home
Ready to buy a home in Louisiana? Learn how to craft a smart, competitive offer with guidance from the most trusted home loan programs.
Make Extra Payments & Pay Off Your Mortgage Faster
Looking to pay off your home early? Learn how extra mortgage payments can save you time and money—plus see strategies that really work.
Second Home for Elderly Parents or a Disabled Adult
Looking to buy a home for your aging parent? Learn how to qualify for a primary residence mortgage—even if you won’t live there—using the Family Opportunity Mortgage
Rent vs. Buy in Louisiana: What's Right for You?
Is it better to rent or buy a home? It depends on your goals, finances, and lifestyle. Here’s a quick guide to help you decide.
Understanding Discount Points
Discount points can lower your interest rate over the life of your loan, but are they worth the upfront cost? Here’s what you need to know.
Fixed vs Adjustable Rates
Choosing between a fixed-rate and adjustable-rate mortgage is a big decision. Here’s what you need to know.
Why Do a Cash-Out Refinance?
A cash-out refinance can be a smart move if you want to access the equity in your home for renovations, debt consolidation, or other financial goals.
What to Expect on Closing Day
Explore the essentials of what to expect on closing day to make the most informed decisions about your mortgage.
Unlocking the Potential of Gifts of Equity: Buying Mama's House
Discover a savvy approach to purchasing family homes at discounted prices through gifts of equity. Dive into a scenario where parents offer their $500,000 home for just $300,000, allowing buyers to leverage this equity gift for various benefits, including covering down payments, closing costs, and potentially lowering interest rates. Explore how this strategy can revolutionize your path to homeownership.
Bi-Weekly Mortgage Payments
Bi-weekly mortgage payments can help you pay off your loan faster and save thousands in interest. Here’s how it works.