Ready to Buy Your Next Home?
Buying a home is one of the biggest financial moves you’ll ever make. Parish Lending makes the process clear, smooth, and tailored to your needs—whether it’s your first home or your forever home.
Start Your Homeownership Journey
Answer a few quick questions and we’ll match you with the best mortgage programs for your goals.
Why Work with Parish Lending?
- Access to multiple lenders for better rates & terms
- Guidance through the entire process—no guesswork
- Personalized loan programs that fit your situation
- Fast communication & updates every step of the way
Types of Purchase Loans
- Conventional Loans (as little as 3% down)
- FHA Loans for lower credit & smaller down payments
- VA Loans with $0 down for eligible veterans
- USDA Loans with $0 down in eligible areas
- Jumbo Loans for higher-priced homes
The Path to Homeownership
- 1. Pre‑Approval: Know your budget and get a letter to shop with confidence.
- 2. Find Your Home: Work with your agent to tour, compare, and make an offer.
- 3. Lock Your Rate: Once your offer is accepted, we lock your loan terms.
- 4. Appraisal & Underwriting: We coordinate appraisal, title, and full file review.
- 5. Closing: Sign your docs, get your keys, and celebrate!
FAQs for Homebuyers
How much do I need for a down payment?
Some programs allow as little as 3% down. VA and USDA loans may require $0 down. We’ll help you find the best fit.
Do I need perfect credit?
No! FHA and other programs are designed to help buyers with less-than-perfect credit become homeowners.
How long does the purchase process take?
On average 30–45 days, though some programs can close faster. We’ll guide your timeline every step.
Let’s Find Your Home
Whether it’s your first house or your forever home, we’ll make sure your financing is as smooth as possible.