Manufactured Home Loans
Our most popular program! Competitive rates, quick turnaround, and tailored service for manufactured and mobile homes in Louisiana.
Check Eligibility & Get a Custom Quote
Answer a few quick questions and we’ll confirm your manufactured home eligibility, estimated payment, and next steps.
Why Choose Our Manufactured Home Mortgages?
- Financing for used manufactured homes permanently affixed to property
- Fixed and adjustable‑rate mortgage options
- Low down payment options
- No prepayment penalties
- We help with engineering certificates, IBTS letters, and elevation certificates
- Experienced lenders familiar with unique manufactured housing needs
- Streamlined application with quick turnaround times
- Competitive rates and terms
- Personalized service from start to finish
Easy Refinancing for Higher-Rate Loans
If you purchased a new manufactured home directly from a dealer and financed through them at a high interest rate, we can often refinance you into a lower-rate mortgage once the home is permanently affixed. This can save you significant money over time and reduce your monthly payment.
Requirements
- 640+ credit score
- Constructed after 1976
- Single‑wide or double‑wide
- Double‑wide: ≥ 1,100 sqft and minimum 12’ wide
- Single‑wide: ≥ 400 sqft and minimum 7’ wide
Ready to finance your manufactured home?
We’ll confirm eligibility, compare programs, and map your fastest path to approval.
📑 Free Guide: Manufactured Home Loan Cheat Sheet
Everything you need to know about buying or refinancing a manufactured home in Louisiana: estimated costs, survey contacts, and a step-by-step guide to get started.