What to Expect on Closing Day

Closing day is the final step before you officially become a homeowner. Here’s what to expect:

Arrive Early with ID:

  • Bring your government-issued ID (make sure it’s not expired).

  • Plan to arrive about 15 minutes early to review documents and ask any last-minute questions.

Sign the Paperwork:

  • Be prepared for a stack of documents. This includes your Closing Disclosure, mortgage note, and deed of trust. You will sign your name many many times, so stretch your fingers and prepare yourself.

  • Ask your lender or title agent about anything you don’t understand before signing.

Get the Keys:

  • After all the paperwork is signed, you’ll receive your keys! This is your moment – take a picture and celebrate!

Next Steps: Ready to close? Contact Parish Lending to make your homeownership dream a reality.