Mortgage Payoff Calculator Extra Payments
See how rounding up, making bi‑weekly payments, or adding one‑time/annual lump sums can shorten your payoff time and reduce interest.
Inputs
Extra Payment Options
This approximates lender‑supported bi‑weekly programs.
Heads up: This tool is for education only. Lenders compute interest daily or monthly; bi‑weekly results are approximations. Always confirm payoff quotes with your servicer.
Summary
Standard Monthly Payment
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Baseline Payoff (no extras)
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Total Interest (baseline)
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New Payoff with Extras
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Interest Saved
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Months Saved
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Amortization
| Period | Date | Payment | Interest | Principal | Extra | Balance |
|---|