Investment Property Loans
From single-family rentals to multi-unit portfolios, Parish Lending offers flexible financing programs tailored to real estate investors of all kinds.
Check Investment Loan Options
Answer a few quick questions and we’ll match you with the right program for your goals.
Types of Investment Property Loans
- Conventional Investment Loans: Standard Fannie Mae/Freddie Mac loans for 1–4 unit rentals. Typically 20–25% down, full income verification.
- DSCR Loans: Approval based on property’s rent vs. payment (Debt Service Coverage Ratio). Great for self-employed investors.
- Bank Statement Loans: Qualify using 12–24 months of bank deposits instead of tax returns.
- Portfolio Loans: Finance multiple properties under one program—ideal for experienced landlords.
- Fix & Flip Loans: Short-term financing to purchase, renovate, and resell investment properties.
- Bridge Loans: Temporary financing while transitioning between properties or awaiting long-term financing.
- Jumbo Investment Loans: For higher-value properties exceeding conforming limits.
General Requirements
- Down payment: usually 20% or more (varies by program)
- Credit score: 640+ for many programs; higher scores may access better rates
- Property types: single-family, 2–4 unit, condos, townhomes, and some short-term rentals
- Reserves: some programs require a few months of mortgage payments in savings
Benefits of Financing with Parish Lending
- Wide menu of investor-focused loan products
- Guidance tailored to new and experienced investors alike
- Competitive rates and flexible terms
- Streamlined process with clear communication
Ready to grow your portfolio?
Parish Lending helps investors secure the right financing—from first rental to large portfolios.