Disclaimer: This calculator is provided for illustrative purposes only and is not a loan estimate or guarantee of actual costs. Estimated fees, taxes, insurance, and payments are based on the inputs you provide and generalized assumptions (e.g., average millage rates, insurance percentages, and preset lender fees). Actual closing costs and monthly payments will vary based on your specific property, loan program, lender pricing, local taxes, insurance quotes, credit profile, and market conditions. Always obtain a formal Loan Estimate from your lender and get real quotes for insurance and taxes before making any financial decisions. Parish Lending does not warrant the accuracy of these estimates and disclaims liability for any decisions made based on this tool.